This page explains how we decide what to publish, how we verify it, and how we handle mistakes.

How We Choose Sources

For anything about a legal requirement — how long an SR-22 lasts, what coverage a state requires, what form a state actually uses — we go to the state's own DMV, BMV, DPS, or Secretary of State page first. For cost figures, we use independent comparison sites (like Policygenius, ValuePenguin, WalletHub, or The Zebra) and insurers' own public rate disclosures, and we cite which source each figure comes from.

When Sources Disagree

Cost estimates for the same state and insurer often differ between comparison sites, because they're built from different samples of drivers and pulled at different times. When that happens, we show both figures with their source instead of averaging them into a number nobody actually verified, or picking whichever one looks better.

No Manufactured Data

We don't publish star ratings, review scores, or "average customer satisfaction" figures unless they come from a real, citable source. If we don't have a verified number, we say so rather than estimate one.

Updates and Corrections

Insurance rules change — states adjust filing periods, minimum coverage limits, and forms. When we learn a rule has changed, we update the relevant guide and its "last updated" date. If you spot something outdated or wrong, tell us through our Contact page and we'll verify and fix it.

Editorial Independence

Advertising supports this site, but advertisers don't review, approve, or influence article content. See our Advertiser Disclosure for how that separation works in practice.