This section sorts by what happened, because that is what actually decides how long you will need an SR-22 and how much it adds to your premium — a DUI and a lapsed-insurance ticket can both end in a filing, but on very different timelines and at very different costs.
- If you are here because of a DUI, start with SR-22 Insurance After a DUI.
- If your license was suspended and you are working out what has to happen before it is reinstated, read SR-22 Insurance After a License Suspension first — the filing usually has to come before reinstatement, not after.
- Driving without insurance, too many points, an at-fault accident with no coverage, and being under 25 or a teen with a DUI each get their own page, since the length of the requirement and the surcharges involved are not the same across any of them.
What you will not find here is a general explainer of what an SR-22 is or how the form works mechanically — that lives in SR-22 Guides. This section assumes you already know you need one and want to know what your situation means for you.
