
Cheapest SR-22 Insurance in Ohio: 2026 Rates and Requirements
Ohio's SR-22 rule just changed in 2025. See how long you actually need one, what it costs by insurer, and who files it fastest.
State-by-state SR-22 rules, durations, and real quoted rates, verified against each state's DMV/BMV.

Ohio's SR-22 rule just changed in 2025. See how long you actually need one, what it costs by insurer, and who files it fastest.

Indiana's SR-22 rule depends on why you need it — 180 days or up to 5 years. See real rates and which insurers file fastest.

Texas requires SR-22 for 2 years flat from conviction. See real rates from A-LA, State Farm, GEICO and more before you file.

Illinois requires SR-22 for 3 years flat, and a lapse restarts it. See real rates from State Farm, GEICO and local Chicago agencies.

California requires SR-22 for 3 years under CVC §16430. See real rates from USAA, Wawanesa and more before you file.

Virginia is one of only two states that also uses FR-44, at double the SR-22 limits. See real rates and which form actually applies to you.

Tennessee ties SR-22 length directly to your revocation period — a 1-year revocation means a 1-year SR-22. See real rates before you file.

Washington requires SR-22 for 3 years from your reinstatement eligibility date, not your conviction date. See real rates before you file.

Wisconsin calls it OWI, not DUI, but the SR-22 rule is the same: 3 years from your reinstatement date. See real rates before you file.

Maine's OUI suspension lengths scale sharply by offense number — and can be cut with an ignition interlock. See real rates before you file.

Florida uses both forms — SR-22 for most violations, FR-44 for DUI. The cost gap between them is real. See verified rates for each.

New York's SR-22 length varies by case more than some states publish clearly. See real rates and what to confirm before you file.

Pennsylvania doesn't actually use the SR-22 form the way most states do. Here's what PennDOT requires instead, and what it costs.

Georgia has a specific SR-22A for non-owners, confirmed by the state's own DDS. See real rates and the 3-year rule before you file.

Arizona requires SR-22 for 3 years from your suspension date — except judgment suspensions, which vary. See real rates before you file.

Michigan's baseline insurance costs are already among the highest in the US — SR-22 stacks on top of that. See real rates before you file.

North Carolina's SR-22 runs about 3 years, consistent across specialists — but confirm your case with the NC DMV directly. See real rates.

New Jersey doesn't use the SR-22 form — it uses SR-21. Here's what that actually means for your reinstatement and your rate.

Missouri's DOR confirms a 3-year SR-22 period, plus a $20 reinstatement fee. See real rates — they vary a lot by city.

Colorado's DMV confirms a 2-year minimum after a DUI restoration, plus a $95 reinstatement fee. See real rates before you file.

Minnesota's no-fault system sets minimum coverage at $30,000/$60,000 — separate from the SR-22 itself. See real rates before you file.

SC's DMV confirms 3 years from your suspension date — and recalculates if you get a second one. See real rates before you file.

Alabama requires SR-22 for 3 years with a one-time filing fee. See real rates — the DUI surcharge is well documented here.

Louisiana requires SR-22 for 3 years from your suspension date. See real rates, including the non-owner option, before you file.

Sources actually disagree on whether Kentucky uses the SR-22 form at all. Here's what to verify before you assume either way.

Oregon's DMV confirms a 3-year post-reinstatement rule for suspensions since July 2020. See real rates before you file.

Oklahoma typically requires SR-22 for 3 years, and a lapse gets reported straight to the DPS. See real rates before you file.