SR-22 rules, read from the agency that sets them

An SR-22 is not a kind of insurance. It is a certificate your insurer files with your state to prove a policy exists, and almost everything that goes wrong with one goes wrong because the rules are set state by state and reported second-hand. How long you have to file, what date the clock starts from, and whether your state uses the form at all are different questions with different answers in different places.

This site answers them from the source. Across 65 guides, including 29 state guides, a regulatory claim is linked to the statute, administrative rule or agency form that states it — 500 official documents across 71 government sources, each carrying the date it was read. Not a homepage link to a DMV: the page, the section or the PDF that contains the requirement. Where an agency's server refuses our connection, the guide says so and cites the archived copy of that same page rather than quietly substituting a commercial one.

What you will not find here is a price. No insurer publishes a rate for an individual driving record, and an average built from somebody else's record is not an estimate of yours — it only looks like one. Every dollar figure on this site is a statutory limit or a fee the agency itself publishes, and it is linked to the page that publishes it. Where something could not be confirmed in an official source, the guide says that too, in its own words, instead of filling the gap.

Written by Alonso Pinar Jiménez, who is a web developer rather than an insurance agent or a lawyer — which is exactly why nothing here rests on his say-so. How the research, verification and corrections work is set out in the editorial policy, and every figure withdrawn since launch is listed, dated, in the corrections log.